Bring a financing solution to every HOA or condo association bid and turn more estimates into signed contracts.
An HOA needs work done, so you submit a competitive bid. The association wants to move forward but can’t put a lump-sum assessment on unit owners. The job is stuck in a holding pattern.

TuCielo finances the project so the association can spread the cost over time. Unit owners get a manageable monthly payment instead of a lump-sum demand. And you get a signed contract because the board is able to move forward with confidence.
Run the numbers on your client’s project before your next bid meeting.
Estimate monthly payments for your association and each unit owner based on your credit profile.
Total cost of the repair or improvement project
Minimum 15 units required
Select your association's credit profile to see the estimated rate.
Estimated monthly payments
Per unit owner
—
per month
Association total
—
per month
How we got there*
*Estimates only. Rate and monthly assessment payments shown are based on the credit profile selected and are for illustrative purposes only; actual rates and payments are subject to underwriting review and may differ. Closing fees and debt service coverage included in TuCielo financed amount. This is not an official loan commitment, pre-qualification or offer to lend. Contact TuCielo for a formal quote.
Contact us


TuCielo finances common area repairs and capital improvements including:
If your client’s project involves common area work, it likely qualifies.
When you bring TuCielo to your board, you’re backed by a proven track record.
No. There are no liens placed on individual units as a result of the association loan. The loan belongs to the association, not individual owners.
Instead of a large lump-sum special assessment, unit owners contribute through regular monthly payments spread over the loan term. As an illustrative example: a $2.5M project financed over 25 years at a fixed rate of 8.99%, for a 100-unit association, results in approximately $210 per unit per month. Actual amounts will vary based on project size, number of units, rate and term.
Yes, but TuCielo financing converts a large lump-sum demand on unit owners into manageable monthly payments.
Fill out this form and we’ll take it from there.