For capital improvements your bank won’t approve.
Florida associations are facing mandatory repairs and compliance deadlines, but a lump-sum special assessment creates its own crisis. Boards face owner pushback, recall threats and personal liability. The work still needs to get done.
We work with properties banks decline, including those with deferred maintenance, reserve deficiencies and higher delinquency rates.
We fund what your project requires. No cap on loan size.
Terms up to 25 years keep per-unit monthly costs affordable.
We target a decision in weeks. Bank approvals can take months.

Share the scope, the timeline and your funding situation.

Our streamlined process means faster decisions, typically in weeks.

Your board presents unit owners with a manageable monthly payment.

We handle the financing so contractors get paid and work can begin.
When a major assessment goes wrong, boards face owner lawsuits, recall efforts and community fallout. TuCielo gives you a payment option and a documented process that protects the board.
One chaotic assessment can put your management contract at risk. TuCielo gives you a financing solution to present before the crisis hits.
Your clients need funding to move forward. TuCielo gets projects funded so you get paid.
A 90-unit South Florida COA needed $5 million for major repairs. Their bank said no.
See what financing could look like for your association.
Estimate monthly payments for your association and each unit owner based on your credit profile.
Total cost of the repair or improvement project
Minimum 15 units required
Select your association's credit profile to see the estimated rate.
Estimated monthly payments
Per unit owner
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per month
Association total
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per month
How we got there*
*Estimates only. Rate and monthly assessment payments shown are based on the credit profile selected and are for illustrative purposes only; actual rates and payments are subject to underwriting review and may differ. Closing fees and debt service coverage included in TuCielo financed amount. This is not an official loan commitment, pre-qualification or offer to lend. Contact TuCielo for a formal quote.
Contact usTell us about your project and we’ll set up a call with our financing team.